Sunday, September 13, 2009

Airleaf Victims Update September 13, 2009

Dear Airleaf Friends,

Some news has recently transpired, and I wanted to update you about this information.
On August 21, 2009, a letter was sent out to the 120 of our authors who part of the cohort of the judgment filed by the Indiana Attorney General against Airleaf last year. This is what it stated:

Dear Consumer,
As most of you know, on June 30, 2008 the Office of the Indiana Attorney General entered into a Consent Judgment with Airleaf and its owner, Carl Lau. Among other things, the judgment contained a provision regarding restitution for your particular loss. For those of you who do not already have a copy of the judgment, please feel free to access a PDF version via www.IndianaConsumer.com. Our ongoing investigation since that filing was made revealed that Airleaf and its owner are insolvent and any attempt at formal collection activity would therefore be fruitless.

On August 3, 2009 Carl Lau and his wife filed a join ‘no asset’ Chapter 7 bankruptcy in the U.S. Bankruptcy Court for the Southern District of Indiana, under Case Number 09-11308-AJM-7. The filing again confirms our conclusion that further attempts to secure restitution are inadvisable.

Enclosed you will find a Notice of Bankruptcy Filing the Bankruptcy Court recently sent to my Office. Please note that the due date for “objections to discharge” is November 20, 2009. Bankruptcy law allows creditors (which you are by virtue of the Consent Judgment) to file a lawsuit within the bankruptcy proceeding to prevent discharge of the debt at issued if the creditor can prove fraud.

The State has concluded that such a lawsuit, even if prosecuted successfully, will not be collectable. Therefore, we will be unable to obtain restitution for your loss. If you believe you might wish to pursue such a lawsuit on your own, please consult a private attorney.

Sincerely,
Tom Irons, Deputy Attorney General, Consumer Protection Division


Okay, I wasn’t surprised—and I’m not quite sure why I felt upset. I expected the bankruptcy to be filed a long time ago because I heard it was in the process last year. But yet, I still felt a sense of anger because I know that Carl Lau has been collecting unemployment compensation benefits since going out of business. I also know that he did have some assets that were never really checked into like his yacht. Proof of those assets came the following week after I contacted our reporter friend Ron Hawkins at the Martinsville Reporter who dug up some interesting information. Here is a copy of his article:

August 29, 2009
By Ronald Hawkins
rhawkins@reporter-times.com

MARTINSVILLE

The Indiana Attorney General’s Office has ended its efforts to collect money from Carl Lau, the owner of the now defunct Airleaf Publishing and Book Selling, following his filing for bankruptcy.

A Martinsville-based marketing and self-publishing firm, Airleaf shut its doors in December 2007 following multiple complaints to the state attorney general, the Martinsville Police Department and Better Business Bureau of Central Indiana alleging that the company failed to pay royalties, publish books and deliver other promised services.

In May 2008, Indiana Attorney General Steve Carter announced the state had filed a lawsuit against Airleaf alleging it had taken money without providing the promised services in return. The lawsuit sought consumer restitution for at least 120 customers.

In June 2008, the state announced it had reached a consent judgment with Lau that provided for restitutions to the consumers.

A Chapter 7 bankruptcy petition, however, filed by Carl and Deborah Lau — who list a Carmel address as their home — in U.S. Bankruptcy Court, Southern District of Indiana, Indianapolis, has led the state to believe that further efforts to collect money from Lau would “be fruitless,” according to a letter sent by Tom Irons, deputy attorney general, to the consumers.

“Our ongoing investigation since that filing was made,” Irons wrote in a letter dated Aug. 21, “has revealed that Airleaf and its owner are clearly insolvent and any attempt at formal collection activity would be fruitless.”

The individual consumers, however, if they can prove fraud may file a lawsuit within the bankruptcy before the Nov. 20 due date to prevent the discharge of the debt, Irons wrote.

When contacted about the letter, Irons confirmed that it was his letter and “my signature.”

Bonnie Kaye, a Philadelphia-based counselor who organized an Airleaf victims group, said she wasn’t surprised by the state’s action, but that it reinforces her displeasure with the state’s efforts. She said her organization has more than 600 members.

“This is just another example of how the government of Indiana allowed a tragedy to happen to our authors whose lives have been shattered by the fraudulence of this company,” she said. “While Airleaf was alive and prospering, the AG’s office turned a blind eye when the complaints started pouring in.

“It was only after our actions forced Airleaf to close down that the judgment was handed down six months after the fact.”

Bankruptcy filing details

In the bankruptcy filing dated Aug. 3, the document lists $1,594,771 in total claims against Lau and $160,217 in assets.

Of that debt, the filing claims that $1,472,588 is in unsecured, non-priority claims.

The largest secured claim is $25,125 owed to Citizens Bank of Cumberland County in Burkesville, Ky., although there are several larger, unsecured claims.

The Lau’s debt list includes $74,445.81 owed to the Internal Revenue Service in employment taxes, $16,601 in state employment taxes plus $2,152 in state sales taxes and a $69,100 debt to the state for violations of the deceptive consumer sales act.

In addition to the dozens of debts to consumers listed in the 134-page document, the debts range from an American Express debt of $116 to $230,62 to Premier Capital Corp. of Indianapolis and $273,825 owed to CIT Lending Services of Livingston, N.J.

The bankruptcy also includes $19,999 owed to Author House of Bloomington, a self-publishing firm, and $4,600 to the Morgan County treasurer.

The filing states Carl Lau has no average monthly income, but Deborah Lau has an average income of $3,537 per month. He, however, has received $3,308 in unemployment compensation this year and received $13,192 in 2008.

Their monthly expenses, the document states, are $4,700 including $1,500 in taxes, but they have no rent or home mortgage payments.

Ronald Hawkins
News editor


My frustration comes from seeing that there is still over $160,000 in assets that could have been sought on our behalf. Also, the fact that Carl Lau owes the IRS and the State of Indiana payroll taxes really upsets me because he has received over $16,000.00 in unemployment compensation in spite of his criminal actions. Go figure! Also, as you see in the article, the Lau’s have no rent or home mortgage payments. This is because they moved in with Deborah Lau’s parents. While I used to feel somewhat sympathetic to Mrs. Lau, I don’t anymore. I would tell her the same thing I tell my women that I counsel—“If you don’t know the truth about your husband and he is doing the wrong thing, then you are a victim. But once you learn the truth and you choose to stay there, you are a volunteer.” And I don’t feel sympathy for volunteers.

The article states that Carl Lau owes money to Authorhouse. He owes it to them for stealing their database when he left there to start his own company. He had to make a payoff agreement with them out of court which of course was never paid off. So that shows Deborah Lau that her husband had a lack of scruples before she even knew about any of us. In addition, Carl Lau was forced to pay money for a sexual harassment suit that one of his former female employees contacted me about to let me know about her settlement. It was general information from all of the previous Airleaf employees that spoke with me that Lau was a sleazy guy watching porn on his computer and making sexual overtures to a number of the female employees or even groping them. And yet, his wife still remains with him. So now she is a volunteer, aiding a criminal. No, I don’t feel sorry for her at all. Deborah Lau is helping him avoid his responsibility of standing up and making amends to his victims. She obviously has no concern for us.

Don’t think that our efforts have been for nothing. Carl Lau will have a legacy that will follow him forever. Every time he goes for a job and someone looks up his name on the Internet, they will know what a crook he is—and this has already happened. His road will never be an easy one again thanks to our standing up and fighting back.

I called the Bankruptcy Trustee, Mr. Elliott Levin in Indiana, and spoke to him about our options late last week. There is a hearing for Carl Lau’s bankruptcy on Monday, September 21 at 1:30 p.m. in Indianapolis. Mr. Levin said any of us could show up at the hearing, but without an attorney, it’s hard to do much because an “objection to discharge” has to be filed. However, if any of you would like to go there to stake your claim, I encourage you to do just that. The hearing will only last 15 minutes, so it won’t be very long. But at least you can have a say. If you would like to go, or you would like more information, feel free to call Mr. Levin at 317-634-0300.

Although you know that I don’t have faith in the State of Indiana, I would like to thank Mr. Tom Irons for taking the Jones Harvest fraud seriously. This past week, at least five authors who were victims of Brien Jones in his scamming of authors received back money from the Indiana Attorney General’s office, and there may be more who haven’t contacted me yet. I have tracked 72 complaints from authors who were taken in by this company. If you have been scammed by Brien Jones in his new publishing company, Jones Harvest et. al, there is still hope for you to retrieve some compensation before he goes bankrupt. If you need help with this, just let me know. I will be glad to send you the information on how to file a complaint form or call you to walk you through with it.

I just wanted to give you an update. If you have any questions, please feel free to contact me.

One last announcement—we are accepting new authors for our Books of Excellence Coop. Visit our site at www.BooksofExcellence.com to see how nice the site is. This year, we will be starting Blog Radio for our group with lots of advertising and marketing. We have a monthly newsletter where we provide marketing and publishing tips to help our authors. Write to me if you are interested.

Love, Bonnie Kaye
Organizer, www.Airleaf Victims.com

54 comments:

Paul Maurice Martin said...

There are plenty of sharks in the waters in the self publishing world, that's for sure. Victoria Strauss's blog is good on this topic too.

Anonymous said...

Hello !.
You re, I guess , perhaps curious to know how one can reach 2000 per day of income .
There is no initial capital needed You may commense to get income with as small sum of money as 20-100 dollars.

AimTrust is what you haven`t ever dreamt of such a chance to become rich
The company incorporates an offshore structure with advanced asset management technologies in production and delivery of pipes for oil and gas.

Its head office is in Panama with structures around the world.
Do you want to become really rich in short time?
That`s your chance That`s what you wish in the long run!

I`m happy and lucky, I began to take up real money with the help of this company,
and I invite you to do the same. It`s all about how to choose a proper partner utilizes your savings in a right way - that`s AimTrust!.
I earn US$2,000 per day, and what I started with was a funny sum of 500 bucks!
It`s easy to start , just click this link http://exijydov.fcpages.com/ucacydib.html
and go! Let`s take this option together to feel the smell of real money

Anonymous said...

Good day !.
might , perhaps curious to know how one can make real money .
There is no need to invest much at first. You may commense earning with as small sum of money as 20-100 dollars.

AimTrust is what you haven`t ever dreamt of such a chance to become rich
The company incorporates an offshore structure with advanced asset management technologies in production and delivery of pipes for oil and gas.

Its head office is in Panama with affiliates everywhere: In USA, Canada, Cyprus.
Do you want to become a happy investor?
That`s your chance That`s what you wish in the long run!

I`m happy and lucky, I began to take up real money with the help of this company,
and I invite you to do the same. If it gets down to choose a proper companion utilizes your money in a right way - that`s it!.
I earn US$2,000 per day, and what I started with was a funny sum of 500 bucks!
It`s easy to join , just click this link http://ysociryjyg.bigheadhosting.net/arotek.html
and lucky you`re! Let`s take our chance together to feel the smell of real money

Anonymous said...

Good day !.
You may , perhaps very interested to know how one can manage to receive high yields .
There is no need to invest much at first. You may start earning with as small sum of money as 20-100 dollars.

AimTrust is what you need
AimTrust represents an offshore structure with advanced asset management technologies in production and delivery of pipes for oil and gas.

Its head office is in Panama with offices around the world.
Do you want to become a happy investor?
That`s your chance That`s what you desire!

I`m happy and lucky, I started to get income with the help of this company,
and I invite you to do the same. It`s all about how to select a proper companion utilizes your money in a right way - that`s the AimTrust!.
I take now up to 2G every day, and my first investment was 500 dollars only!
It`s easy to start , just click this link http://iqucypopow.virtue.nu/xukadu.html
and go! Let`s take this option together to feel the smell of real money

Anonymous said...

Easily I to but I about the list inform should acquire more info then it has.

Anonymous said...

What words... super, a remarkable phrase

Anonymous said...

Your blog keeps getting better and better! Your older articles are not as good as newer ones you have a lot more creativity and originality now keep it up!

Anonymous said...

I want not agree on it. I over warm-hearted post. Specially the appellation attracted me to review the sound story.

Anonymous said...

I want not approve on it. I assume warm-hearted post. Particularly the appellation attracted me to study the sound story.

Anonymous said...

[url=http://vioperdosas.net/][img]http://sapresodas.net/img-add/euro2.jpg[/img][/url]
[b]phone software canada, [url=http://sapresodas.net/]educational software technologies[/url]
[url=http://vioperdosas.net/]kaspersky virus[/url] serial number for adobe creative suite 3 master txt kaspersky work space security
kaspersky black2white [url=http://vioperdosas.net/]sales website software[/url] Express 4 Mac WinZip
[url=http://vioperdosas.net/]academic software uk[/url] macromedia animation software
[url=http://sapresodas.net/]adobe software student discounts[/url] buy cheap software reviews
adobe photoshop cs3 for mac full version [url=http://sapresodas.net/]microsoft office military discount[/url][/b]

Anonymous said...

Hello!
You may probably be very curious to know how one can manage to receive high yields on investments.
There is no need to invest much at first.
You may begin to get income with a money that usually goes
on daily food, that's 20-100 dollars.
I have been participating in one project for several years,
and I'm ready to share my secrets at my blog.

Please visit blog and send me private message to get the info.

P.S. I earn 1000-2000 per day now.

http://theinvestblog.com [url=http://theinvestblog.com]Online Investment Blog[/url]

Anonymous said...

Bonnie Kaye does not have all the facts as usual and slams innocent people. She is trash.

Anonymous said...

[u][b]Xrumer[/b][/u]

[b]Xrumer SEO Professionals

As Xrumer experts, we possess been using [url=http://www.xrumer-seo.com]Xrumer[/url] for a long leisure for the time being and remember how to harness the massive power of Xrumer and adapt it into a Cash machine.

We also provide the cheapest prices on the market. Assorted competitors will order 2x or square 3x and a lot of the term 5x what we debt you. But we feel in providing prominent help at a tearful affordable rate. The entire direct attention to of purchasing Xrumer blasts is because it is a cheaper alternative to buying Xrumer. So we aim to keep that contemplating in cognizant and afford you with the cheapest standing possible.

Not solitary do we cause the greatest prices but our turnaround occasion after your Xrumer posting is wonderful fast. We compel pull someone's leg your posting done to come you certain it.

We also cater you with a roundish log of well-heeled posts on contrasting forums. So that you can see over the extent of yourself the power of Xrumer and how we have harnessed it to benefit your site.[/b]


[b]Search Engine Optimization

Using Xrumer you can trust to see thousands upon thousands of backlinks for your site. Tons of the forums that your Site you force be posted on oblige great PageRank. Having your tie-in on these sites can deep down mitigate found up some top grade endorse links and as a matter of fact as well your Alexa Rating and Google PageRank rating via the roof.

This is making your put more and more popular. And with this inflate in reputation as grammatically as PageRank you can expect to see your site absolutely superiority high-pitched in those Search Motor Results.
Conveyance

The amount of traffic that can be obtained before harnessing the power of Xrumer is enormous. You are publishing your situation to tens of thousands of forums. With our higher packages you may even be publishing your locale to HUNDREDS of THOUSANDS of forums. Ponder 1 brief on a popular forum drive inveterately rig out 1000 or so views, with announce ' 100 of those people visiting your site. Now devise tens of thousands of posts on in demand forums all getting 1000 views each. Your traffic ordain associate because of the roof.

These are all targeted visitors that are interested or bizarre about your site. Envision how many sales or leads you can achieve with this great gang of targeted visitors. You are in fact stumbling upon a goldmine primed to be picked and profited from.

Reminisce over, Shipping is Money.
[/b]

BECOME ENTHUSIASTIC ABOUT YOUR INFERIOR BURST TODAY:


http://www.xrumer-seo.com

Anonymous said...

[B]NZBsRus.com[/B]
Dismiss Laggin Downloads With NZB Files You Can Rapidly Search HD Movies, Games, MP3 Singles, Software & Download Them at Fast Speeds

[URL=http://www.nzbsrus.com][B]Newsgroup[/B][/URL]

Anonymous said...

Accede to pass the animal with two backs casinos? concave excuse this heirs [url=http://www.realcazinoz.com]casino[/url] president and wing it smear online casino games like slots, blackjack, roulette, baccarat and more at www.realcazinoz.com .
you can also into our fashionable [url=http://freecasinogames2010.webs.com]casino[/url] financially blushing bull session at http://freecasinogames2010.webs.com and engulf valid spondulix !
another personal [url=http://www.ttittancasino.com]casino spiele[/url] ruse is www.ttittancasino.com , because german gamblers, detract a away with the wrong character in unrestrained online casino bonus.

Anonymous said...

Good dispatch and this mail helped me alot in my college assignement. Say thank you you seeking your information.

Anonymous said...

nice read. I would love to follow you on twitter.

Anonymous said...

Genial fill someone in on and this post helped me alot in my college assignement. Gratefulness you on your information.

Anonymous said...

Someone deleted several links from kewlfile and 2shared servers.

From now, we will use www.tinyurlalternative.com as our main [url=http://www.tinyurlalternative.com]url shortener[/url], so every link will be there and visible for everyone.

You can pick out from several great [url=http://kfc.ms]short url[/url] names like:

kfc.ms easysharelink.info jumpme.info megauploadlink.info megavideolink.info mygamelink.info myrapidsharelink.info mytorrentlink.info myurlshortener.com mywarezlink.info urlredirect.info urlshrinker.info weblinkshortener.com youtubelink.info and many others.

They include over 60 different available domains and the [url=http://myurlshortener.com]url shortener[/url] service work properly for free without any registration needed.

So we think it is good idea and suggest you to use [url=http://urlredirect.info]url redirect[/url] service too!

Thank you.

Anonymous said...

Hi, as you can see this is my first post here.
I will be happy to get some help at the start.
Thanks and good luck everyone! ;)

Anonymous said...

Hello. And Bye.

Anonymous said...

Hello,
I have developed a new clean web 2.0 wordpress theme.

Has 2 colours silver and blue, has custom header(colour or image).
I am curently working on it, so if you have suggestions let me know.

You can view live demo and download from here www.getbelle.com
If you found bug reports or you have suggestions pm me.
Wish you a happing using.

many thanks to [url=http://www.usainstantpayday.com/]USAInstantPayDay.com[/url] for paying the hosting and developement of the theme

trerralifeeni

Anonymous said...

Amiable brief and this fill someone in on helped me alot in my college assignement. Say thank you you on your information.

Anonymous said...

Nice dispatch and this post helped me alot in my college assignement. Say thank you you for your information.

Anonymous said...

hi there everyone. I'm really into shoes and I had been digging for the sake of that exact model. The prices as regards the boots were around 230 bucks on every page. But completely I bring about this site selling them for the benefit of half price. I absolutely want these [url=http://www.shoesempire.com]gucci sneakers[/url]. I will probably buy those. what is your opinion?

Anonymous said...

egan fox, [url=http://discuss.tigweb.org/thread/187756]megan fox and amanda seyfried[/url] megan fox bent over
naked kim kardashin, [url=http://discuss.tigweb.org/thread/187768]kim kardashian ray j free tape[/url] kim kardashian jitterville
lyrics of taylor swift, [url=http://discuss.tigweb.org/thread/187772]taylor swift cd[/url] taylor swift topless
hannah montana album, [url=http://discuss.tigweb.org/thread/187786]hannah montana pumpkin carvings[/url] hannah montana sex tape
harry potter universal orlando, [url=http://discuss.tigweb.org/thread/187792]harry potter robe[/url] harry potter movie list
prices for tom joyner cruise, [url=http://discuss.tigweb.org/thread/187798]how to sell prepaid & booked cruise[/url] maine cruise to nova scotia
justin bieber one less lonely girl hd one time selena gomez, [url=http://discuss.tigweb.org/thread/187812]justin bieber shirt[/url] justin bieber common denominator lyrics
britney spears and mike, [url=http://discuss.tigweb.org/thread/187814]britney spears boob[/url] britney spears no panties
megan fox toppless, [url=http://discuss.tigweb.org/thread/175542]megan fox lingerie[/url] wallpapers megan fox

Anonymous said...

Are you thinking of getting involved into some serious fun sessions? If yes, then don't think beyond New York escorts. They are the most passionate escort girls out there who, with their heavenly presence can make anyone and everyone feel special.
Also, Escort girls New York are now available for incall and outcall services for almost all the New York locations.
To avail escort girls' services, you need not do anything now.
The fact about today's fast paced life is that no one has the time or patience to build a lasting relationship. It is even more difficult to maintain an existing relation because of professional and other career related pressures. The only benefit that an individual can get after working so hard is money. So, why not use this money for buying some satisfying experiences.
[url=http://bijouescorts.com]Brooklyn Escort[/url] In the last few years, the entire US industry has seen a drastic change - change that has represented more of growth. Girls who are hospitable and who have flair to serve people with the best fun services have been recruited by the New York escort agencies thus satiating every pleasure need of clients. With online presence of the New York agencies, it's been extremely easy for people like you to browse through the listed girls' profiles so as to find out which girl would be able to serve you better. When it comes to enjoying a session with a New York escort girl, a lot of things may come to your mind. Her physical beauty, area of specialization, capability of fulfilling fetishes, friendliness all may play a major role in letting you choose our girl accordingly. Most of the New York escorts agencies feature full information of girls' physical attributes, their hair color, sexual orientation, area of services and even of pricings. So, it's just a completely easy affair to know more about them on their website itself.

The services offered by the hottest and glamorous ladies of New York are often admired because of their truly sensual companionship. The services offered are of superior level and may vary with different providers. The booking process is very easy and user friendly with many viable payment options available.
http://bijouescorts.com These New York escorts are infact, a huge fascination for the men clientele. However, there are also an assortment of pleasant bisexuals who are compatible for women seeking physical comfort and satisfaction. The agencies providing escort ladies have girls in their gallery from all races of life. New York escorts have been recognized popularly for their astonishing ability to indulge intensely with their clients and take them to the realm of Pleasure.

Anonymous said...

whats up everyone


just signed up and wanted to say hello while I read through the posts


hopefully this is just what im looking for looks like i have a lot to read.

Anonymous said...

if you guys exigency to pique [url=http://www.generic4you.com]viagra[/url] online you can do it at www.generic4you.com, the most trusted viagra drugstore repayment in search generic drugs.
you can ascertain drugs like [url=http://www.generic4you.com/Sildenafil_Citrate_Viagra-p2.html]viagra[/url], [url=http://www.generic4you.com/Tadalafil-p1.html]cialis[/url], [url=http://www.generic4you.com/VardenafilLevitra-p3.html]levitra[/url] and more at www.rxpillsmd.net, the pre-eminent [url=http://www.rxpillsmd.net]viagra[/url] chief on the web. well another great [url=http://www.i-buy-viagra.com]viagra[/url] pharmacy you can find at www.i-buy-viagra.com

Anonymous said...

Long time lurker, thought I would say hello! I really dont post much but thanks for the good times I have here. Love this place..

When I was hurt in that automotive accident my life would be changed for good. Sadly that driver had no car insurance and I was going to be hurting for ever.

This was not time for me to start and guess what to do. I had to find a good lawyer to help me get what I needed. After all, my family was counting on me.

How lousy was it? I has bedridden for 4 months, I had to have constant care and my medical bills went through the roof!

Luckily, I found a good referral site to help me.

I will post more later this afternoon to tell you more about what I have been going through.

If you need an accident attorney try the guys at
[url=http://theaccidentlawyers.org/2010/04/20/motor-vehicle-accidents-attorney-pittsburgh-greensburg-cranberry-township-pa/
best personal injury lawyer

[/u]

Anonymous said...

[url=http://bejepewa.t35.com/news_19.html]back-gammon-online gaming gambling[/url] [url=http://bejepewa.t35.com/news_258.html]ballys casino in atlantic city[/url] [url=http://bejepewa.t35.com/news_38.html]u s online gambling age[/url] [url=http://bejepewa.t35.com/news_663.html]online gambling job[/url] [url=http://bejepewa.t35.com/news_311.html]online gambling recommendations[/url]

Anonymous said...

[url=http://bewutore.t35.com/news_530.html]casino deposit no offer online[/url] [url=http://bewutore.t35.com/news_489.html]bet365 secure online gambling uk[/url] [url=http://bewutore.t35.com/news_482.html]online gaming and gambling[/url] [url=http://bewutore.t35.com/news_18.html]las vegas casino strip map[/url] [url=http://bewutore.t35.com/news_651.html]online gambling decisions[/url]

Anonymous said...

Predilection casinos? go over this late-model [url=http://www.realcazinoz.com]online casino[/url] advisor and fake online casino games like slots, blackjack, roulette, baccarat and more at www.realcazinoz.com .
you can also retard our lately [url=http://freecasinogames2010.webs.com]casino[/url] direct at http://freecasinogames2010.webs.com and replace in actual folding change !
another different [url=http://www.ttittancasino.com]casino spiele[/url] plot is www.ttittancasino.com , as opposed to of german gamblers, arrange manumitted online casino bonus.

Anonymous said...

One of the factors that can influence the outcome of your program is that many bookmakers set maximum stake limits which can keep you from placing your full wager, so make sure that there in no max limit with any of the bookies that you are dealing with.

The best sports betting odds are in actuality just numbers, they may be an ever changing set of numbers but just numbers nonetheless. There are many different factors involved in the computation of not the least of which is the number of bettors placing bets on one team. If a bookie sees this happening he will give the team that is dentified as the loser more points and take points from the team deemed the winning team.
[url=http://www.pulsebet.com]betting football[/url]
On the other hand if you were to lose then you would wager twice what your original bet was. According to proponents of the system, this strategy will eventually enable you to win the bets you place and when you win you would recover all your lost bets plus one unit profit against your initial wager.

And finally, in the first article in this series I mentioned being honest with yourself, because one of the biggest lies I have found that a tremendous number of Bettors are guilty of is denying to themselves how many times their Base Bank has been busted! If you too are guilty of this, please remember that until you face up to the truth with the determination to do something about it, you can't expect to turn the situation round in your favour.

Anonymous said...

Even worse, the final was to be held at the Bernabeu Stadium this year. [url=http://www.pulsebet.com]real madrid oficial[/url] With this victory, Real Madrid is focusing on their next match against Osasuna, which will be held on May 2nd. During their last match on January 3rd, neither of the two could obtain the victory; the game ended 0-0. Now, this game will be key for both squads; the Whites would be closer to surpassing Barça to obtain the La Liga title, which they haven’t won in two seasons. On the other hand, Osasuna, which tied their last game against Athletic Bilbao, are trying to add a triumph and surpass Espanyol in the 11th place of the standings. If Osasuna end in 11th or 10th place this season, it will be the best position they have achieve in four seasons.
bet football
Real Madrid’s next game will be against Xerez at the Municipal de Chapín Stadium on February 13th, whereas Espanyol will face Deportivo La Coruna at home on February 14th. [url=http://www.pulsebet.com]ricardo kaka[/url] Barcelona had other opportunities and some penalty appeals, but in the end the game finished 4-1 with a victory for Barca.

Anonymous said...

Finding the right sports books and bookmakers to use for your arbitrage sports betting can be a daunting task with the internet now they are everywhere. The list of crooked bookmaking sites that have helped part people with their money and robbed them of their winnings grows longer every day. Being enlightened about this all sports bettors should do their due diligence before signing up with any bookmaker and be sure of their reputation as well as their guarantees on return of winnings. Almost all sports betting sites will have reviews so read them before making your decision on which one you go with.
bet football | bet online sport betting
Another way of identifying the best sports betting odds is to examine the money lines on the various sports books online. The quickest and simplest way to understand how to compute the odds and comprehend how the money line bet works is to take into consideration the amount of money one would have to bet in order to win one hundred dollars. Normally this figure is shown as a negative and a positive with the negative number indicating what one must wager to win x amount of dollars and the positive showing what one would win.
[url=http://www.pulsebet.com]sports bets[/url]
The Martingale System is probably the most famous sports betting system on the planet and actually has nothing to do with choosing the winner of an event but is more concerned with the right odds and money lines. It seems that the gist of the system is that it looks at the statistical probabilities of how many times in a row one may lose and is put into action by placing a bet and then betting again if you win.

The most commonly occurring reason I have found for people consistently losing money at sports betting is that they have no "game plan". The most essential elements of a good game plan for betting purposes are a valid, proven Selection System and a proper Staking Plan. The Staking Plan alone won't cut it; first and foremost you must employ a worthwhile Selection System.

Anonymous said...

Although you cannot predict outcome of any bingo game, yet, you can be persistent and optimistic of winning a game of online bingo by following such simple and easy strategies. [url=http://www.bingokisses.com]play free bingo online[/url] Another bingo system functions through the positions in the bingo card. Every bingo card has 24 numbers with a free spot in the middle. All 24 numbers have strategic positions in the bingo card while the remaining numbers occupy dead positions or squares. Probability of winning combinations occupying strategic positions is high. The dead squares come into force only in bingo combinations occurring in horizontal or vertical positions. [url=http://www.bingokisses.com]no deposit bingo online[/url] If you do not know anyone who uses the gaming sites or you want some additional reinforcement your first port of call should be an online bingo community. By reading reviews by other people who use the Bingo sites, you will be able to get a feel for the different sites that exist and make a more qualified decision about which one you would like to use. The knowledge concerning different sites and what other users consider important about them is an invaluable tool for the new online Bingo player. Whether it is for fun or for money, there needs to be an element of integrity within the site and a potential for the player to win the game. The knowledge of other users concerning specific sites will tell the new online Bingo player whether the site is for real or is just masquerading in order to harvest the players email addresses in order to bombard them with spam, or worse con them out of their hard earned cash. This can all be avoided with research and trying before you buy, as mentioned earlier the best places to scope out bingo sites is by using a review site or Bingo members forum.
no deposit bingo bingo
Bingo is a beautiful game of luck, which involves patience, rapid coordination between hearing and searching out the numbers and lots of fun. As with all gambling bingo is totally addictive and you should be careful of its grip on you!

Anonymous said...

Hi everyone

[url=http://www.internetmosque.net ] A new MP3 CD quality stereo audio English only Quran [/url]


"What does Islam say about war?"

Like Christianity, Islam permits fighting in self-defence, in defince of religion, or on the part of those who have been expelled forcibly from their homes. It lays down strict rules of combat which include prohibitions against harming civilians and against destroying crops, trees and livestock. As Muslims see it, injustice would be triumphant in the world if good men were not prepared to risk their lives in a righteous cause. The Quran says:

'Fight in the cause of God against those who fight you, but do not transgress limits. God does not love transgressors.' (2.190)

'If they seek peace, then seek you peace. And trust in God for He is the One that heareth and knoweth all things.' (8.61)

War, therefore, is the last resort, and is subject to the rigorous conditions laid down by the sacred law. The term jihad literally means 'struggle', and Muslims believe that there are two kinds of jihad. The other jihad is the inner struggle which everyone wages against egotistic desires, for the sake of attaining inner peace.


For more details [url=http://www.internetmosque.net ]click her[/url]






|

All of us will die one day INCLUDING YOU.

so before you die you must find out where the HELL you are going too.

You must find out

who is our savior Jesus or ?

You may sleep tonight and never get up in the morning?

You may die today.

You may die within a week

You may die within a month

you may die within a year

you may die within the next ten years

one thing for sure

You will die

so find out how is our savior so that he may save you.

http://www.internetmosque.net/saviour/index.htm

http://www.internetmosque.net/songes/s/1.htm

http://www.internetmosque.net/songes/s/17.htm

http://www.internetmosque.net/

http://www.internetmosque.net/quran/quraneng/index.htm

http://www.internetmosque.net/audio...n_Yahya/1_w.htm

http://www.internetmosque.net/audio...f-Estes/1_w.htm

http://www.internetmosque.net/audio...ilips/1-1_w.htm

Anonymous said...

Hi, Good morning.
I like www.blogger.com because I learned a lot here. Now it's time for me to pay back.
Why I want to post this guide on this of www.blogger.com is to help people solve the same problem.
Please let me know if it is off topic here.
This is the guide, wish it would help you.

My professional tool for higher quality YouTube video
Good news for guys who always view the video on YouTube online! Not long ago the YouTube group provided the ability to upload higher quality videos which means improving sharpness and visual clarity. I'm glad that I can enjoy more clear and vivid videos from now on!
Obviously, as the higher quality videos increases day after day, more and more fans like me can choose to download them for sharing. Veteran may know many free downloading tools for how to save YouTube videos or get YouTube videos. But mostly free tools to get YouTube videos don't provide more optional output formats And the downloading and conversion process to get YouTube videos are divided (means two steps can complete the task). Besides, some of the free tools always lag behind the updating from the YouTube website.
Ultimately I bought the software on how to save YouTube videos and get YouTube videos through lots of practices. First of all, the "downloading + conversion" would be completed with only one-step solution. Just append the URL and set the output format (MP4, AVI, SWF, MPEG), and then click OK. The whole "downloading + conversion" process starts. Soon I would get YouTube videos for my various portable devices such as PSP, iPod.


Then when I want to preview the effects of the downloaded video files before loading my PSP, the software allows me to view the YouTube video with the independent FLV player.
Additionally, the software still offers the function of viewing the information of downloaded YouTube video files. By knowing this information, I can utilize the parameters to improve the quality of my YouTube video file with some other special tools for more needs. If you love making the video files the same as me, the detailed information about video files will be useful for you on how to save YouTube videos and get YouTube videos.

There are still small settings for me on how to save YouTube videos. For example, it allows me to choose three methods to append the URL, such as directly drag the video file to Drop Zone, drag URL to main window of the software and copy URL to "New Task" dialog. Also, pausing the process when converting and setting max simultaneous tasks are convenient to my operation.
Though the software is not free of charge and it costs me $29, it certainly satisfies my more needs on how to save YouTube videos and get YouTube videos. If you also share video with your friends, you can try the free download version about the software.



Resource:
[url=http://www.totalsofts.com/iphone_video_converter_iphone_ringtone_maker.php]iPhone video converter[/url]
[url=http://www.topvideoconverter.com/music-converter/]convert music files[/url]
[url=http://www.topvideoconverter.com/dvd-video-to-apple-tv-suite-mac/]mac apple tv video converter[/url]
[url=http://www.dvd-to-avi-converter.net]convert DVD to avi[/url]
[url=http://www.topvideoconverter.com/m4v-converter/]convert m4v[/url]

Anonymous said...

I am sorry, that I interrupt you, but you could not paint little bit more in detail.

Anonymous said...

I think, that you commit an error. Let's discuss. Write to me in PM, we will talk.

Anonymous said...

Il semble que vous soyez un expert dans ce domaine, vos remarques sont tres interessantes, merci.

- Daniel

Anonymous said...

I wrote "The Great Locomotive Caper" when the publisher was Bookman. I sent in my money and after many phone calls and an unusually long time I did get my 50 books in. Some time later I received a royalty check for $1.60, the only check I ever received. I haven't given this much thought to this and only today I did a search on the Internet. Boy! Was I surprised! Little did I know I was the victim of a scam. I also see my books popping up on the Internet with the wrong author's name on it. Then reading all the posts, I guess we're screwed!

The big publishing houses are looking for the latest and greatest. Though many of us have little chance of writing the next best seller, we still have something to say. How sad that someone would steal the dreams of the budding writer to fatten his own wallet. The old adage still holds true, "Let the buyer beware!"

John Gilbert
770-337-1240

Anonymous said...

When I initially commented I clicked the "Notify me when new comments are added" checkbox and now each time a
comment is added I get several emails with the
same comment. Is there any way you can remove people from
that service? Thanks!
Here is my web blog ... structured settlements calculator

Anonymous said...

hello!,I really like your writing so so much! share we communicate more about
your post on AOL? I need an expert in this house to solve my
problem. Maybe that is you! Having a look ahead to peer you.


Also visit my web page; receive structured settlement

Anonymous said...

Incredible story there. What happened after? Good
luck!

Feel free to visit my webpage; make money

Anonymous said...

I am in fact thankful to the holder of this site who has shared this fantastic
paragraph at here.

Also visit my web blog; you can find out more

Anonymous said...

Just desire to say your article is as astounding.

The clarity in your post is just excellent and i can assume you are
an expert on this subject. Well with your permission allow me to grab your feed to keep up to date with forthcoming post.
Thanks a million and please continue the gratifying work.


My weblog; you can check here

Anonymous said...

Thank you for every other fantastic post.
The place else may just anybody get that type of info in such a perfect manner of writing?
I have a presentation next week, and I am at the search for such information.



Look at my web-site ... click to read more

Anonymous said...

My partner and I stumbled over here coming from a
different website and thought I might as well check things out.
I like what I see so i am just following you. Look forward to going over
your web page for a second time.

Here is my web site: http://davidmartan901.centerblog.net

Anonymous said...

obviously like your web-site however you have to check the spelling on several of
your posts. Several of them are rife with spelling issues and I to
find it very bothersome to tell the reality however I will surely come again again.


Here is my web-site: look what i found

Anonymous said...

If you would like to take a great deal from this paragraph then
you have to apply such methods to your won weblog.


Here is my web-site :: books of ra kostenlos spielen

Anonymous said...

Greetings! I know this is kind of off topic but I was wondering which blog platform are you using for this website?
I'm getting fed up of Wordpress because I've had problems with hackers and I'm looking at options for another platform. I would be fantastic if you could point me in the direction of a good platform.

Also visit my web page kostenlos book of raw spielen (www.toucandate.com)

Anonymous said...

OMG! You people did not give Bonnie Kaye money did you? Now you've gone and done it! You would think you learned your lesson from Airleaf. Oh well, you reap what you sow.